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The "Net Proceeds Calculator" tool is for informational purposes only. Actual proceeds may vary based on market conditions, fees, taxes, and other costs. This is not a guarantee of final amounts. Please consult with your real estate agent for accurate estimates.

The “Mortgage Calculator” provides estimates for informational purposes only. Actual rates, terms, and payments may vary based on market conditions, creditworthiness, loan details. Estimates may not include taxes, insurance, or other fees. This is not a commitment to lend. Please consult your real estate agent for accurate information.

This is the amount you're willing to sell your property for, and what a buyer is willing to pay.

A mortgage balance is the remaining amount of money you still owed on your mortgage loan, representing the outstanding principal that you have not yet paid off. It begins at the original loan amount and decreases over time as you make your monthly payments, which typically include both principal and interest. Understanding the mortgage balance is crucial, as it affects your equity in the property and plays a significant role in making a decision to refinancing or sell.

Payoffs can include outstanding debts or obligations that must be paid at closing. These may include second mortgages, home equity loans, liens, or other financial obligations tied to the property.

These are additional costs involved in transferring the property to the new owner. Title Insurance protects against any issues with ownership, transfer taxes are fees paid to the government for changing the property's title, and other miscellaneous fees cover various minor expenses during the sale.

In a real estate transaction, you can enhance the appeal by covering certain costs for buyers. These may include closing costs, loan origination fees, prepaid property taxes, home warranties, and more. By offering to pay some of these expenses, you can attract more potential buyers and facilitate a smoother transaction process.

Property taxes refer to any unpaid taxes that must be settled at closing. This may include prorated amounts for the current tax year or any outstanding balances owed.

Extra costs can include repair costs for issues identified in inspections, necessary home improvements to enhance value, staging costs to improve market appeal, etc. Being aware of these responsibilities can help sellers better navigate the selling process and ensure a successful transaction.

This is the amount you agree to pay your real estate agent or broker for helping you sell your Property. It’s typically a percentage of the sale price or a flat fee, but it’s totally up to you and your agent to negotiate what works best. Enter the amount you’ve agreed on here to see how it affects your net proceeds. If you’re not using an agent, you can leave this blank or enter zero.

This is the amount you, as the seller, might choose to offer the buyer’s agent for bringing their client to purchase your property. It’s not required, but offering compensation can be part of your strategy to attract buyers. You and your agent can decide if you want to include this, and it’s usually a percentage of the sale price or a flat fee. Enter what you’ve decided here, or leave it blank or enter zero if you’re not offering anything.

Home price is the total cost or market value of a home.

A down payment is the initial amount of money you pay upfront when purchasing a property, typically expressed as a percentage of the home's price.

A loan program is the type of mortgage you choose. Duration, like 30-year or 15-year, is how long you’ll make payments. A 30-year loan has lower monthly payments but more interest over time. A 15-year loan has higher monthly payments but less total interest, paying off the home faster.

Representative interest rates are based on national or state-specific averages from lenders and are intended for preliminary research only. Actual rates may vary due to market fluctuations and are influenced by factors such as location and loan details. Contact a mortgage lender to get current rates and details.

Annual taxes are levied by local government authorities on a property. They are typically included in your monthly mortgage payments and vary based on the property's assessed value and local tax rates.

Homeowners insurance refers to the policy that protects a home against damage, theft, and liability. Lenders typically require it, and the cost is often included in your monthly mortgage payment. Contact an insurance provider to get current rates and details.

Homeowners Association (HOA) dues are recurring fees paid by homeowners in a community to cover shared expenses such as maintenance, amenities, and services. These dues vary by association location and association rules.

Private Mortgage Insurance (PMI) is a fee required for most loans with a down payment of less than 20%. It protects the lender in case of default and is typically included in the monthly mortgage payment.